If you have recently sold your business what’s the next step? Well you will need a combination of our services, identifying a strategic plan that compliments your circumstances.
Strategic retirement planning advice
You may well have existing pension arrangements in place, we can assess these advising how best to access capital tax efficiently.
It might not be beneficial to take benefits immediately, there could be advantages of deferring access.
Either way we are able to advise the best route for you personally.
Investment management advice
We have over 40 years investment expertise and can provide a comprehensive advisory service to you. We can manage existing ISA’s, Personal pensions, SIPPS and General Portfolios, as well as any new investment strategies and provide a bespoke individual investment approach. We will identify your attitude to risk, allocate the most appropriate tax wrappers, while adopting a single-minded strategy. We won’t be influenced by others, rather we will seek out potential returns from the most sensible route available.
We will address how best to provide a sustainable income throughout your retirement while allocating to the most appropriate investments. We will consider all investments in our final recommendations, being truly impartial.
Inheritance tax advice
If you would prefer to minimise the amount of tax your estate eventually pays, then there are several alternatives open to you, some of which enable you to retain ownership of your capital, while removing it immediately outside of your estate. We will review this as part of our initial assessment.
Property Portfolio
It might be that you have a property portfolio that needs managing, we can administer this as part of the overall holistic approach.
Cash on deposit
You might want to keep a large sum in cash to address taxation liabilities, we can advise on the best way to maximise interest, while simplifying administration through the use of a suitable cash platform. We never hold clients’ assets or cash in our name, we are not regulated to do so.
Legal and taxation services
The legal and accountancy teams that addressed your sale, may well be able to refer you to other departments within their practices that can advise on legal and accountancy matters. Should that not be the case, or you would prefer not to use them, we can refer you to professional advisers and guide you as to what documents or instruments should be in place moving forward. This might be to minimise ongoing taxation or to simplify the administration of your wealth.
What about charges?
If you are interested in our services but are unsure if you want to consider this fully, then accept our offer of a free no obligation meeting. You will be surprised how much knowledge is at your fingertips.
This will allow you time to assess what we do and the value it offers.
If you decide to instruct our services, then we will agree an initial single one-off fee with you in order to outline our comprehensive recommendations, which will include their implementation, This cost this will depend upon the amount of time involved, but it will be linked to our hourly rate of £250 per hour.
Moving forward when providing ongoing management services, these can be paid for via either a fixed annual retainer paid monthly, or as a small percentage of the assets being managed. We will happily explain any ongoing costs during our first meeting.